Courses & Publications

As the U.S. Treasury moves to phase out remaining paper checks for federal disbursements, the likely impact may be an even broader transition to electronic...

This session discusses the concept of moving to Check Zero, a groundbreaking program designed to eliminate the use of checks by leveraging modern payment...

Fraud gets the spotlight, but many card disputes fall outside that category. With over 10 non-fraud chargeback reason codes and varying cardholder...

Your hows, whys, and what-ifs are addressed in this workshop where we discuss real-life ACH operational scenarios that financial institutions face every...

Your hows, whys, and what ifs are addressed in this session where we discuss real-life check fraud scenarios that financial institutions face daily,...

Does your institution provide ACH origination services to Third-Party Senders? Maybe you were notified that you have a Third-Party Sender that you didn't...

Access to the Rules & Guidelines helps to identify new opportunities to leverage the ACH Network to meet customer's needs, while maintaining a clear...

FasterPaymentsProÿ is a self-paced, computer-based training program developed to build your expertise in the rapidly expanding world of faster payments....

This session provides an in-depth review of the recent and upcoming changes to the Nacha Operating Rules. An accredited payments professional from...

ePayResources' self-paced ACH Certification program is a great way to expand your knowledge, demonstrate your commitment to professionalism, and maintain a...

Upon receipt of ePayResources's ACH Certification, all certified members must complete continuing education obligations annually to maintain ePayResources's...

ACH Operations: ODFI is a comprehensive, operations-focused course designed for financial institutions that originate Entries and bear the warranties,...

ACH Origination Settlement in Practice focuses on how ACH settlement functions from the origination side and how funding, timing, and exposure affect the...

Education, Monitoring, and Fire Drills for ACH Origination focuses on how ODFIs maintain operational readiness after origination begins. Policies,...

Ending ACH Origination Relationships focuses on how ODFIs terminate ACH origination activity when risk, performance, or alignment with policy changes....

Evaluate Risks & Controls in ACH Origination focuses on how ODFIs assess whether their existing controls continue to reduce risk as ACH origination activity...

From Data to Decisions ACH Origination focuses on how ODFIs move from information gathering to informed action when overseeing ACH origination activity....

Internal ACH Origination Based on Policy focuses on ACH origination activity that is governed by board-approved policy, including activity initiated by the...

Knowledge, Partners, and Products ACH Origination focuses on how three foundational factors—staff knowledge, origination partner selection, and product...

Minimum Underwriting Standards ACH Operations focuses on how ODFIs decide who is permitted to originate ACH entries and under what conditions. Underwriting...

ODFI Direct Access Oversight & Approval focuses on how ODFIs evaluate, approve, and oversee Direct Access relationships, where an Originator, Third-Party...

ODFI File Creation & Transmission focuses on how ACH files are created, validated, and transmitted within an ODFI’s origination program. File handling...

ODFI Onboarding and Know Your Customer focuses on how ODFIs onboard customers for ACH origination and apply KYC practices in a way that supports risk-based...

ODFI Oversight of Third Party Relationships focuses on how ODFIs fulfill their ongoing responsibility to monitor Third Party Senders and Third Party Service...

ODFI Responsibility & Due Diligence focuses on the obligations an ODFI assumes when it originates ACH entries and how due diligence supports those...

Policy & Board Engagement ACH Operations focuses on the foundational role policy and governance play in every ACH origination program. Before an ODFI...

Practices & Procedures That Work for ACH Origination focuses on how ODFIs translate policy, risk assessment, and oversight decisions into effective...

Red Flags and Trigger Points for ODFI Review focuses on how ODFIs recognize, categorize, and respond to indicators that origination risk may be changing....

Revenue Considerations in ACH Origination focuses on how ODFIs evaluate whether ACH origination activity generates sustainable revenue relative to the...

Risk Assessment for ACH Origination focuses on how ODFIs identify, evaluate, and reassess risk as ACH origination activity changes over time. An effective...

Using the Risk Management Portal in ACH Origination focuses on how ODFIs fulfill their responsibilities within the Nacha Risk Management Portal and use...

Who Is a Direct Access Participant? focuses on how ODFIs determine whether an Originator, Third-Party Sender, or Third-Party Service Provider qualifies as a...