EPayResources Admin / Friday, February 27, 2026 / Categories: Products Red Flags and Trigger Points for ODFI Review Red Flags and Trigger Points for ODFI Review focuses on how ODFIs recognize, categorize, and respond to indicators that origination risk may be changing. Not every unusual pattern requires immediate action, but some signals demand closer review, escalation, or reassessment of earlier decisions. This course explains how red flags emerge through monitoring activity, return patterns, file behavior, and third-party relationships. Learners examine how indicators can fall into different response categories, such as immediate escalation, closer monitoring, reevaluating underwriting assumptions, or determining that an issue is explainable and low risk. The emphasis is on judgment, not rigid thresholds. Through applied sorting exercises and scenario-based decisions, the course reinforces that escalation is an internal governance decision, not a reaction to external pressure. Learners explore how multiple indicators taken together often matter more than a single data point and why waiting for confirmation from an Originator or third-party can delay necessary action. Estimated learner time: 15•20 minutes, depending on pace and interaction with the activities and scenario. This course is designed for ACH operations staff, risk and compliance professionals, and others responsible for monitoring origination activity, evaluating warning signs, and determining when changes to oversight, controls, or approvals are warranted. This course is available exclusively to members of ePayResources. Item Number - LMSM2608 Previous Article Practices & Procedures That Work for ACH Origination Next Article Revenue Considerations in ACH Origination Print 13 Member Price$0.00Nonmember Price$0.00Image Import URL/Portals/0/Images/Default-Placeholders/Products.jpgiMIS Detail URLhttps://myepay.epayresources.org/itemdetail?iProductCode=LMSM2608