EPayResources Admin / Friday, February 27, 2026 / Categories: Products ACH Origination Settlement in Practice ACH Origination Settlement in Practice focuses on how ACH settlement functions from the origination side and how funding, timing, and exposure affect the ODFI and its origination partners. Settlement is not a back-office afterthought. It is the point where operational decisions translate into financial obligation. This course explains how entries settle through the ACH Network and how the ODFI’s settlement responsibilities extend beyond the Network to Originators and third-party relationships. Learners examine the relationship between file timing, settlement windows, prefunding expectations, and liquidity management, as well as how Same Day Entries and unexpected volume changes can increase pressure on settlement processes. Through applied examples and knowledge checks, the course reinforces how origination activity, exposure limits, and partner behavior directly influence settlement outcomes. Learners explore why settlement failures are often symptoms of upstream issues in underwriting, monitoring, or oversight, and why addressing those root causes matters more than reacting after the fact. Estimated learner time: 15•20 minutes, depending on pace and interaction with the knowledge checks. This course is designed for ACH operations staff, treasury management teams, risk and compliance professionals, and others responsible for managing origination activity, funding expectations, and settlement exposure within an ACH program. This course is available exclusively to members of ePayResources. Item Number - LMSM2612 Previous Article ACH Operations: ODFIs, Originators, TPSPs, and TPSs Next Article Education, Monitoring, and Fire Drills for ACH Origination Print 14 Member Price$0.00Nonmember Price$0.00Image Import URL/Portals/0/Images/Default-Placeholders/Products.jpgiMIS Detail URLhttps://myepay.epayresources.org/itemdetail?iProductCode=LMSM2612