EPayResources Admin / Friday, February 27, 2026 / Categories: Products From Data to Decisions ACH Origination From Data to Decisions ACH Origination focuses on how ODFIs move from information gathering to informed action when overseeing ACH origination activity. Data points, alerts, and reports provide inputs, but they do not resolve risk without analysis and judgment. This course explains how ODFIs evaluate data from monitoring tools, reports, and required databases in context rather than in isolation. Learners examine why individual metrics may appear benign, how multiple indicators together can form a meaningful signal, and why timing and persistence matter when assessing risk. The course reinforces that data supports decisions but does not replace responsibility. Through applied examples and decision scenarios, the course demonstrates how ODFIs determine appropriate responses, including continued monitoring, additional inquiry, escalation, or restriction of activity. Learners also explore the importance of documentation and consistency when translating observations into defensible decisions. Estimated learner time: 15•20 minutes, depending on pace and interaction with the scenario and knowledge checks. This course is designed for ACH operations staff, risk and compliance professionals, and others responsible for interpreting origination data, exercising judgment, and determining when ACH origination activity requires action. This course is available exclusively to members of ePayResources. Item Number - LMSM2615 Previous Article Evaluating Risk & Controls in ACH Origination Next Article Internal ACH Origination Based on Policy Print 11 Member Price$0.00Nonmember Price$0.00Image Import URL/Portals/0/Images/Default-Placeholders/Products.jpgiMIS Detail URLhttps://myepay.epayresources.org/itemdetail?iProductCode=LMSM2615