EPayResources Admin / Friday, February 27, 2026 / Categories: Products Risk Assessment for ACH Origination Risk Assessment for ACH Origination focuses on how ODFIs identify, evaluate, and reassess risk as ACH origination activity changes over time. An effective risk assessment is not a static document created for audit purposes. It is a working tool that must evolve as origination partners, transaction volumes, products, systems, and settlement behavior change. This course examines how risk enters the ODFI through origination partners, internal operations, and settlement and liquidity exposure. Learners explore how changes such as increased volume, new SEC Codes, Same Day Entries, or shifts in partner behavior alter the ODFI’s risk profile even when existing controls appear to be working. Through applied examples and knowledge checks, the unit reinforces that identifying risk is only the starting point. When origination activity changes, the risk assessment must trigger a response, whether that means adjusting exposure limits, strengthening controls, or escalating review. Leaving controls unchanged while activity evolves is a decision that carries accountability. Estimated learner time: 15•20 minutes, depending on pace and interaction with the scenario and knowledge checks. This course is designed for ACH operations staff, risk and compliance professionals, and others responsible for evaluating origination activity, monitoring exposure, and ensuring that ACH programs remain aligned with board-approved policy and risk appetite. This course is available exclusively to members of ePayResources. Item Number - LMSM2602 Previous Article Revenue Considerations in ACH Origination Next Article Using the Risk Management Portal in ACH Origination Print 11 Member Price$0.00Nonmember Price$0.00Image Import URL/Portals/0/Images/Default-Placeholders/Products.jpgiMIS Detail URLhttps://myepay.epayresources.org/itemdetail?iProductCode=LMSM2602