EPayResources Admin / Friday, February 27, 2026 / Categories: Products Using the Risk Management Portal in ACH Origination Using the Risk Management Portal in ACH Origination focuses on how ODFIs fulfill their responsibilities within the Nacha Risk Management Portal and use available databases to support risk-based decision-making throughout the life of an ACH origination relationship. Some Portal components require affirmative action by the ODFI, while others are optional tools that inform judgment. This course explains the ODFI’s obligation to make declarations in the Third-Party Sender and Direct Access databases—even when no such relationships exist—and to maintain accurate contact information in the ACH Contact Registry. Learners also examine how optional databases may be consulted to add context to underwriting, monitoring, and escalation decisions, and why choosing not to consult an available resource remains a risk decision. Through applied examples and decision points, the course reinforces how ODFIs document required declarations, interpret database results in context, and distinguish between an empty search result and no search at all. The emphasis remains on accountability, documentation, and informed judgment rather than mechanical compliance. Estimated learner time: 15•20 minutes, depending on pace and interaction with the examples and knowledge checks. This course is designed for ACH operations staff, risk and compliance professionals, and others responsible for meeting Risk Management Portal requirements, evaluating origination risk, and documenting risk-based decisions. This course is available exclusively to members of ePayResources. Item Number - LMSM2614 Previous Article Risk Assessment for ACH Origination Next Article Who Is a Direct Access Participant? Print 13 Member Price$0.00Nonmember Price$0.00Image Import URL/Portals/0/Images/Default-Placeholders/Products.jpgiMIS Detail URLhttps://myepay.epayresources.org/itemdetail?iProductCode=LMSM2614