EPayResources Admin / Friday, February 27, 2026 / Categories: Products ODFI Responsibility & Due Diligence ODFI Responsibility & Due Diligence focuses on the obligations an ODFI assumes when it originates ACH entries and how due diligence supports those responsibilities over time. Responsibility does not begin with the first file, and it does not end once an Origination Agreement is signed. This course explains what ODFIs are responsible for approving, monitoring, and reassessing throughout the life of an origination relationship. Learners examine the core components of due diligence, including pre-approval documentation, authorization practices, exposure limits, return-rate monitoring, and ongoing reviews. The course emphasizes that due diligence is not a checklist exercise. It is an ongoing process tied directly to risk ownership. Through applied scenarios and decision exercises, the course reinforces how changes in business model, volume, products, or behavior can expand risk even when performance metrics remain stable. Learners also explore why longevity does not expand contractual authority and how origination activity can drift beyond what was originally approved if oversight weakens. Estimated learner time: 15•20 minutes, depending on pace and interaction with the scenarios and knowledge checks. This course is designed for ACH operations staff, risk and compliance professionals, treasury management teams, and others responsible for approving, monitoring, or reassessing ACH origination relationships at an ODFI. This course is available exclusively to members of ePayResources. Item Number - LMSM2603 Previous Article ODFI Oversight of Third Party Relationships Next Article Policy & Board Engagement ACH Operations Print 11 Member Price$0.00Nonmember Price$0.00Image Import URL/Portals/0/Images/Default-Placeholders/Products.jpgiMIS Detail URLhttps://myepay.epayresources.org/itemdetail?iProductCode=LMSM2603