News Rules & Regulations Audit & Compliance Don't Let Storms Impact Your Payments Operations 5/31/2023 NOAA predicts as many as four major hurricanes this season. Is your institution adequately prepared to maintain business continuity? Read more Tags: Excused Delay, Disaster Recovery, Business, Continuity
News Rules & Regulations Audit & Compliance Evaluate Your Experience With the ACH Rules 4/26/2023 Your feedback is needed on the ACH Rules! Read more Tags: Surveys, ACH Rules
News Audit & Compliance Team ePay Celebrates! 4/19/2023 ePay celebrates a promotion, four anniversaries, and a new teammate! Read more Tags: promotion, ePay Staff, teammates, anniversary, celebrations
News Rules & Regulations Payments Strategy Audit & Compliance What Happens in Vegas Should NOT Stay in Vegas! 4/12/2023 Headed to Nacha's Smarter Faster Payments 2023 conference in Las Vegas? Come hang out with Team ePay at Booth 433! Read more Tags: Payments, Nacha, ePay Staff, ePayAdvisors, prize
News Rules & Regulations Payments Strategy Fraud & Disputes Audit & Compliance ePay Enters Partnership with ATMIA 4/12/2023 ePay’s partnership with ATMIA will strengthen our ability to support our member financial institution. Read more Tags: partner, ATM, ATMIA
News Rules & Regulations Payments Strategy Audit & Compliance Fed Presents FedNow Service Operating Circular 8... 1/25/2023 Is your organization preparing for the FedNow Service launching this year? Read more Tags: FedNow, Fed, Federal Reserve, Operating Circular
News Rules & Regulations Payments Strategy Fraud & Disputes Audit & Compliance Maximize Your Member Benefits – Create Your Own Account 1/18/2023 Each individual employee of a member organization should establish their own user ID and password that they can use to register for events, order... Read more Tags: Education, Members Only, on-demand, ePayU, members, website
News Rules & Regulations Audit & Compliance FinCEN Issues Alert on Human Smuggling at U.S. Southwest... 1/18/2023 The Financial Crimes Enforcement Network (FinCEN) has issued an alert to better support financial institutions in detecting financial activity related to... Read more Tags: BSA, fincen
News Rules & Regulations Payments Strategy Fraud & Disputes Audit & Compliance Agencies Issue Joint Statement on Crypto-Asset Risks 1/3/2023 Federal bank regulatory agencies have issued a statement highlighting key risks for banking organizations associated with crypto-assets. Read more Tags: Digital Currency, FDIC, crypto, Fed, OCC, Federal Reserve, cryptocurrency, cryptocurrencies
News Rules & Regulations Audit & Compliance Keeping Originators Informed and Compliant 12/14/2022 We recently received a question from a member that comes up often, particularly during the end-of-year audit season. Read more Tags: Originators, Origination, Audit, Education, ACH Rules Book, ACH Rules, payments education
News Rules & Regulations Payments Strategy Audit & Compliance Options Available to Strategically Analyze Your FedACH... 12/7/2022 Two Federal Reserve Financial Services reports can provide your organization with powerful strategic payments insights. Read more Tags: ACH, Payments Strategy, Fed, strategy, Federal Reserve, FedACH
News Rules & Regulations Fraud & Disputes Audit & Compliance TCH Examines Reg E Error Resolution for Intermediated... 11/30/2022 The Clearing House has released a white paper that analyzes the application of the Electronic Fund Transfer Act (EFTA) and Regulation E (Reg E) error... Read more Tags: Regulations, Regs, Reg E, CFPB, TCH, p2p
News Rules & Regulations Payments Strategy Fraud & Disputes Audit & Compliance Irrevocability of Faster Payments Addressed 11/8/2022 Faster payments volume is growing and transaction limits are rising, increasing the potential for more disputes with higher dollar-values associated... Read more Tags: Faster Payments, Faster Payments Council, Disputes, Returns, irrevocability
News Rules & Regulations Audit & Compliance ePayAdvisors Helps Manage Third-Party Risk 10/12/2022 Nacha has been incrementally addressing third-party risk management with changes to their Operating Rules and Guidelines over the last five years, and... Read more Tags: Risk Management, TPS, TPSP, Risk Assessment, Third Party, Third-Party, Third-Party Sender, ePayAdvisors, Third-Party Service Provider
News Audit & Compliance Congratulations to Our New APRPs! 9/21/2022 Congratulations to the following ePay members who passed the 2022 Accredited Payments Risk Professional exam! We are grateful for the contributions... Read more Tags: APRP, Certification, Accreditation
Audit & Compliance Resource Center Legal Information Service 8/19/2022 Exclusive to ePayResources Members! Our Legal Information Service enables our members to receive legal information on a matter of interest without... Read more Tags: Executive Leader, Compliance, Fraud & Incident Management, Consulting, Risk Management, Disputes, Risk Mitigation, Regulations, Legal Support, Members Only
News Rules & Regulations Audit & Compliance Operations Alerts Green Book Chapter 5 Reclamations Update 2/15/2023 Effective March 1, 2023, Fiscal Service will no longer accept paper ACH reclamation responses. Read more Tags: Government Payments, Reclamations, treasury, green book, Federal Reserve, Fiscal Service, Bureau of the Fiscal Service
Areas of Expertise Fraud & Disputes Audit & Compliance Nacha Risk Management Portal 12/7/2022 The Nacha Risk Management Portal is a tool for financial institutions to help mitigate fraud and other risks. Read more Tags: Compliance, Risk, Risk Management, Risk Mitigation, TPS, Fraud, Audit, Risk Assessment, Third-Party Sender, Risk Management Portal
Audit & Compliance Secure Payments Task Force: Payment Lifecycles and... 8/21/2022 The Secure Payments Task Force developed the Payment Lifecycles and Security Profiles as an educational resource and to provide perspectives related... Read more Tags: Secure, Regulations, secure payments task force, laws
Audit & Compliance FFIEC Homepage 8/21/2022 The Council is a formal interagency body empowered to prescribe uniform principles, standards, and report forms for the federal examination of financial... Read more Tags: Government Payments, FDIC, FFIEC, government, OCC, CFPB, NCUA
Audit & Compliance FFIEC Retail Payments Systems Risk Management 8/19/2022 Financial institutions engaged in retail payment systems should establish an appropriate risk management process that identifies, measures, monitors, and... Read more Tags: Risk, Risk Management, FFIEC, Retail Payments
Audit & Compliance FDIC Guidance on Payment Processor Relationships 8/19/2022 The FDIC is issuing the attached guidance that describes potential risks associated with relationships with entities that process payments for... Read more Tags: Risk, Originators, TPS, TPSP, Third Party, FDIC
Audit & Compliance Unclaimed Property Webinars & Podcasts by Georgeson 8/19/2022 These webinars and podcasts are designed to provide you with practical knowledge - including updates on the latest legislation, best practices, and... Read more Tags: Software & Service Providers, Third Party, Unclaimed Property, podcast, webinar
Audit & Compliance Insights of an Unclaimed Property Audit 8/19/2022 Unclaimed property audits continue to ramp up, as more third-party audit firms jump into the marketplace. Audits are getting more in-depth and... Read more Tags: Software & Service Providers, Audit, Third Party, Unclaimed Property
Audit & Compliance Unclaimed Property Policies and Procedures Template 8/18/2022 Unclaimed property is a complex area and developing guidelines to ensure compliance is the key to identifying small challenges before they become... Read more Tags: program, Account Analysis, Unclaimed Property
Audit & Compliance FDIC Banker Resource Center - Examination Processes and... 8/18/2022 The FDIC examines banks using a risk-focused approach to assess safety and soundness and consumer protection, Community Reinvestment Act (CRA) performance,... Read more Tags: Compliance, Risk, Audit, consumer protection, FDIC, Exam
Audit & Compliance FDIC Banker Resource Center - Third-Party Guidance 8/18/2022 Third parties can help financial institutions attain strategic objectives, access expertise, or improve efficiency for a particular activity. The use of... Read more Tags: Compliance, Corporations, Software & Service Providers, Payments Strategy, Consulting, Procedures, Originators, Origination, Account Analysis, Regulations, TPS, TPSP, UCC4A, Third Party
Audit & Compliance Federal Financial Institutions Examination Council 8/18/2022 The Council is a formal interagency body empowered to prescribe uniform principles, standards, and report forms for the federal examination of financial... Read more Tags: Compliance, Regulations, Audit
Products Audit & Compliance AAP Flashcards (Electronic) 8/18/2022 Updated to reflect the 2021 NACHA Operating Rules changes, the AAP Flashcards provide a hands-on study aid for those planning to sit for the AAP... Read more Tags: AAP, Flashcards
News Rules & Regulations Audit & Compliance Nested TPS Changes in the Risk Management Portal... 8/3/2022 Originating Depository Financial Institutions (ODFIs) are currently required to identify their Third-Party Senders to Nacha. On September 30, 2022, a new... Read more Tags: Compliance, ACH, Risk Management, Risk Mitigation, Originators, Origination, TPS, TPSP, Audit, Third Party, Third-Party, Third-Party Sender, ACH Operations, ACH Network
News Rules & Regulations Audit & Compliance Paper and Digital: The Two-Part Approach to Hurricane... 7/28/2022 It's Atlantic hurricane season and depending on where you live, your customers and members might choose to get some extra cash to weather uncertain... Read more Tags: Business Continuity, consumer protection, Retail Payments
News Rules & Regulations Audit & Compliance Is Every Payment Under $1 a Micro-Entry? 7/20/2022 Not all ACH transactions under $1 are subject to the new Nacha Micro-Entry Rule taking effect September 16. The definition hinges on two very... Read more Tags: ACH, Rules, ACH Operations, ACH Entry, micro-entry
Products Audit & Compliance 2023 ACH Rule Compliance Audit Toolkit 7/6/2022 The 2023 ACH Rules Compliance Audit Toolkit is designed to assist financial institutions in complying with the minimum audit requirements found within Nacha... Read more Tags: Compliance, ACH, Tools, Audit
Products Audit & Compliance ACH Risk Management Handbook - 7th Edition 7/6/2022 Product update in progress. Expected availibility late-June 2023 ACH participants must take action to control risk in any payment system - including ACH.... Read more Tags: ACH, Tools, Risk Management
Products Audit & Compliance ACH Risk Mitigation 7/6/2022 Rapid payments industry growth and change can represent increased risk to ACH participants. Accordingly, regulators have called for Financial Institutions... Read more Tags: ACH, Continuing Education, Risk Mitigation
Products Audit & Compliance Bank Liability Under UCC Article 4A 7/6/2022 Bank Liability Under UCC Article 4A for ACH Corporate Payments Fraud, with Tips on Minimizing Liability Cyberattacks, business email compromise, account... Read more Tags: ACH, Wire, Continuing Education, UCC4A
Products Audit & Compliance Beyond Marijuana Banking: Regulator Expectations 7/6/2022 Acing your next BSA examination may hinge upon your ability to accurately and effectively define your position on cannabis banking. As the title suggests,... Read more Tags: Risk, Continuing Education, BSA, Marijuana, Cannabis
Products Audit & Compliance FOCUS: Marijuana, CBD, and Hemp - What You Need To Know! 7/6/2022 The legal marijuana industry continues to grow at a rapid rate. Currently, 33 states have legalized marijuana for medicinal and/or recreational use.... Read more Tags: Risk, CBDC, Continuing Education, BSA, Marijuana, Hemp, Cannabis
Products Audit & Compliance Managing an Effective BSA and Anti-Money Laundering Program 7/6/2022 Managing an effective Bank Secrecy Act and Anti-Money Laundering (BSA/AML) program requires hard work and dedication from everyone at your... Read more Tags: Risk, Continuing Education, Fraud, BSA
Products Audit & Compliance Preparing for a Payments Audit 7/6/2022 Financial institutions and payment processors undergo payment audits annually. While each payment channel has its own audit requirements, much of the... Read more Tags: Risk, Continuing Education, Audit
Products Audit & Compliance RDC Risk Assessments & Real-Life Findings 7/6/2022 The saying "the best way to learn is to learn from others' mistakes" is never truer than when it comes to financial risk management, audit, and compliance.... Read more Tags: Risk, Continuing Education, RDC
Products Audit & Compliance Real Time Payments - Countering Fraud Threats, UK Lessons 7/6/2022 This is a Free Product Showcase Video On Demand with NICE Actimize. Faster Payments are becoming more and more prevalent in the U.S. with Zelle, TCH RTP,... Read more Tags: Risk, RTP, Continuing Education, Fraud
Products Audit & Compliance Remote Deposit Capture Risk Assessment Workbook -Online Code 7/6/2022 This user-friendly workbook is designed to take RDFIs and ODFIs step-by-step through the ACH risk assessment process. The workbook addresses risk criteria... Read more Tags: Check, Tools, Risk Management, RDC
Products Audit & Compliance Remote Deposit Risk 7/6/2022 Using real-life situations, this session examines the highlights and pitfalls of RDC Risk Management. We provide insight into Financial Institution... Read more Tags: Risk, Continuing Education, RDC
Products Audit & Compliance Remote Deposit Rules & Regulations 7/6/2022 Remote Deposit Capture depends on a set of rules, regulations, and legal agreements that determine warranties, responsibilities, and liabilities of the... Read more Tags: Risk, Continuing Education, RDC
Products Audit & Compliance Risk Assessments & Real-Life Findings 7/6/2022 How do you identify and control risks inherent to your payment systems? This informative session discusses these risks as identified by ePayAdvisors from... Read more Tags: Continuing Education, Audit, Risk Assessment