New figures from Nacha confirm that businesses and other organizations continue to shift their business-to-business payments from checks to ACH.

Overall B2B volume was nearly 2.1 billion payments, an increase of 10% from the third quarter of 2024. The value of those payments was $16 trillion, up 8.8%, and accounting for 69% of total ACH Network payments value in the third quarter. Among those B2B payments $585 billion were made using Same Day ACH, up 15% from 2024’s third quarter.

Nacha’s numbers come on the heels of the Association for Financial Professionals’ (AFP) most recent Digital Payments Survey in September, which found that the use of checks in B2B payments has declined steeply from 81% of B2B payments in 2004 to just 26% in 2024.

Click Read More below to see the complete press release from Nacha.