Payments Rules & Regulations

This course is designed to provide an overview of the Automated Clearing House (ACH) Network and its functions to individuals who are new to ACH, unfamiliar...

This course begins where ACH Basics 101 leaves off. As we delve into the rules and regulations that govern ACH payments, you learn about the core concepts...

In today's rapidly changing payments environment, ACH technical expertise is critical to the effective management of ACH operations and for the monitoring...

Exception item processing is one of the largest potential areas of loss for financial institutions. Understanding exception item processing under the ACH...

The ACH Network has unique terminology and requirements that can make newcomers feel like they are learning a new language! ePayResources designed this...

What tools may an RDFI use to handle ACH tax return exceptions? In this on-demand video we discuss the RDFI's liability for ACH tax refund Entries and...

Core competency and a firm understanding of ACH receiving operations by front-line and operations staff is more critical now than ever given that RDFI...

ACH origination entails more than simply obtaining an agreement and accepting files from clients for processing through the ACH Network. There are several...

This course is designed with ePayResources ACH Certification candidates and AAP candidates in mind. Specifically for you, we distilled the Risk Management...

There are distinct advantages, and potential for customer impact, to each method used to send a check back to the Bank of First Deposit, i.e., a return...

There are distinct advantages - and potential for customer impact - to each method used to send a check back to the Bank of First Deposit, i.e., a return...

Who takes the loss? Changes to Reg CC brought us new definitions, warranties, and indemnifications. This course discusses the responsibilities of the bank...

Taking an ACH stop payment request properly ensures compliance. This session walks you through the completion of ePayResources' Stop Payment Request Form....

What is a Written Statement of Unauthorized Debit (WSUD), and when do you need one? What does a WSUD do for a Financial Institution? This session explains...

This on demand course helps you stay compliant and minimize the potential for loss by reviewing the debit card transactions covered by the ACH Rules and...

Building an understanding of the ACH Network requires exploring its vocabulary. This course provides an overview of Article Eight of the ACH Rules and...

Winter Storm Warning, Hurricane Advisory, Tornado Watch - we see it all in ePayResources' footprint! While the ACH Rules do include a provision for Excused...

Presented by ECCHO (Electronic Check Clearing House Organization) This session provides an overview of Canadian Banking, its transformation to a Cheque...

Presented by ECCHO (Electronic Check Clearing House Organization) Do you speak and understand Check? The payments industry has its own language and this...

Presented by ECCHO (Electronic Check Clearing House Organization) Statutory and regulatory requirements for returns, common return reason codes, and an...

Presented by ECCHO (Electronic Check Clearing House Organization) Basics of Check payments including rules and agreements, common Day 1 and Day 2...

Presented by ECCHO (Electronic Check Clearing House Organization) 1st in series on duplicates. Learn about the basics of RDC-caused duplicates including:...

Presented by ECCHO (Electronic Check Clearing House Organization) 2nd in series on duplicates. Learn about holder in due course definition, issues that...

Presented by ECCHO (Electronic Check Clearing House Organization) What is a warranty and what is an indemnification? This session will cover some of the...

Presented by ECCHO (Electronic Check Clearing House Organization) Overview of the payments system, state and federal regulations related to Check...

Presented by ECCHO (Electronic Check Clearing House Organization) Presents legal and operational retention considerations and requirements for original...

Presented by ECCHO (Electronic Check Clearing House Organization) There are layers of rules and regulations for Check processing. This high-level session...

Presented by ECCHO (Electronic Check Clearing House Organization) What are some of the key provisions everyone should know about the Uniform Commercial...

The U.S Treasury is the largest single Originator in the ACH Network today. Payments originated by the federal government - more than one billion entries...

Reclamations of Federal Government benefit payments pose considerable liability and are among the most common sources of charge-offs for RDFIs. Timely and...

The Federal Government is the largest single user of the ACH Network, and government payments represent a considerable volume of an RDFI's entries. A...

Program Overview The ePayResources Introduction to Cards Certificate Program is a basic course of study that teaches you the fundamentals of cards. This...

With frequent changes to the ACH Rules, it becomes increasingly difficult to safely maneuver through the ever-changing electronic payments industry....

This session describes the final amendments to Subpart B that were effective 1 July, 2020, including the amount of funds depository institutions must make...

Real-Time Education for Real-Time Payments ePayU’s Real-Time Education for Real-Time Payments course (RTE for RTP®) consists of 5 modules with a total of...

ePayU’s RTP® Risk, Rules, and Regulations course consists of 4 modules with a total of 22 sessions that build on the RTE for RTP® course. Included are rule...

Third-Party Service Providers and Third-Party Senders play a valuable role in helping businesses and other organizations benefit from originating ACH...

This session helps Financial Institutions assess, create, and implement processes and procedures to ensure the appropriate level of due diligence when...

If you are ready to obtain your AAP certification and distinguish yourself from the rest of the payments crowd, ePayResources is here for you! This session...

If you are ready to obtain your APRP certification and distinguish yourself from the rest of the payments crowd, ePayResources is here for you! This...