Awards & Milestones

ePayResources is delighted to offer scholarships for these payments education opportunities as a membership benefit for financial institutions. It's our privilege to return value back to you, our members, with exciting programs like this!
 

The Payments Institute provides an intensive curriculum aimed at helping industry professionals achieve a higher understanding of the payments system. It's not a conference. It's a university-style program focused on continuing education and providing targeted education about the payments industry's most important topics. Awarded by ePayResources, the Keith Daniels Memorial Scholarship provides tuition, room, and board (a $2,495 value) plus a $500 travel allowance. The Keith Daniels Memorial Scholarship was established in 2005 in memory of the former Board member known for his commitment to customer service and financial education.

The scholarship application is made available to financial institution members in May of each year.  To be eligible, all nominees must be employed by an ePayResources member financial institution in good standing. Selection of the scholarship winners will be made by an impartial blue-ribbon panel of Accredited ACH Professionals (AAPs) selected from the ePayResources membership. 

2024 APPLICATION - APPLY NOW!

Payments University Scholarships

Payments University is designed to help our members achieve a higher understanding of payments, regardless of their level of experience. Our graduates leave with valuable knowledge, tips, and tools that they can apply in their organizations.

ePayResources awards one scholarship to each of the in-person Payments University locations and also one for our virtual Payments University (when applicable).  The in-person scholarship includes registration and up to $400 for travel-related expenses (a $995 total value). The scholarship for our virtual event includes registration only (a $495 total value). 

Scholarship applications are available to financial institution members in June of each year.  To be eligible, all nominees must be employed by ePayResources member financial institutions in good standing. Qualified scholarship recipients work directly with electronic payments and have a demonstrated commitment to expanding their payments knowledge. Selection of our scholarship winners will be made by an impartial panel of Accredited ACH Professionals selected from the ePayResources membership.

2024 APPLICATION - APPLY NOW!

Payments Awards

ePayResources' Richard R. Oliver Leadership in Payments Award is presented annually at our ePayConnect conference. Named for its first recipient Rich Oliver, the former Executive Vice President of the Federal Reserve Bank, the award mirrors our recognition of Rich who was recognized by ePayResources as an innovative payments leader who led the Federal Reserve Bank in providing efficient and reliable Automated Clearing House services, as well as advancing the payments industry over many years through the partnerships he created with Nacha.

Recipients of this award are individuals from ePayResources member organizations, or the organizations as a whole, demonstrating exemplary leadership in the innovation, implementation, and promotion of electronic payments.

Submissions may also be considered for ePayResources' Innovation in Payments Award, which is awarded periodically.  This award recognizes an individual, organization, or team that has demonstrated significant achievement in developing or implementing innovative payments solutions, tools, or resources that facilitate industry adoption of emerging payments solutions.

The nomination form is open annually from December to February. 

Nominate a Leader!

Products Rules & Regulations

AgreementsNow! Remote Deposit Capture Agreement

Updated to include expanded security language! A strong legal agreement is as critical to your RDC success as any other component of this popular service. This is a customizable Microsoft Word document that addresses the core terms and conditions between FI and customer. The agreement covers RDC using Check 21 capabilities, and when combined with our ACH Origination Agreement, covers the use of RDC with the ACH Network.

Date Published: Q2 2023
Update Cycle: Biennial
Format: Digital Document
Audience: Treasury Management, Payment Operations, Compliance
Delivery Method: Link via Order Confirmation Email
Item Number: 521
Read more
Tags: Check, RDC, Agreements
Products Payments Strategy

Mobile RDC Risks, Rewards, & Deposits

Mobile Remote Deposit Capture has become a game-changer for financial institutions as a strategic channel to extend remote deposit offerings. Financial institutions must consider the challenges and opportunities of the changing marketplace and emerging technologies as they consider their RDC business plan. Topics covered include related risks; funds availability options; and rules and agreement considerations to help organizations assess current practices, identify potential gaps, and make any necessary adjustments to their RDC program.

Please note that on-demand courses remain available for 90 calendar days after your registration is processed. Unlimited viewing is allowed within the 90-day period. Once the 90 days have passed, ePayU subscribers accessing Subscriber Content can simply re-register for the course at no charge and begin it again. If you are accessing Premium Content or are not an ePayU subscriber, you must pay an additional registration fee to access a course again after the original 90-day period.

AAP/APRP: Up to 1.2

Item Number - LMSR1012

Read more
Tags: Risk, Continuing Education, RDC, Mobile Deposit
Products Audit & Compliance

RDC Risk Assessments & Real-Life Findings

The saying "the best way to learn is to learn from others' mistakes" is never truer than when it comes to financial risk management, audit, and compliance.

Join us for an engaging session revealing common pitfalls found across dozens of real-life RDC compliance and audit reviews.

This On Demand course may be selected as an elective for the ePayResources ACH Certification Program.

Please note that on-demand courses remain available for 90 calendar days after your registration is processed. Unlimited viewing is allowed within the 90-day period. Once the 90 days have passed, ePayU subscribers accessing Subscriber Content can simply re-register for the course at no charge and begin it again. If you are accessing Premium Content or are not an ePayU subscriber, you must pay an additional registration fee to access a course again after the original 90-day period.

AAP/APRP: Up to 1.3

Item Number - LMSR8011

Read more
Tags: Risk, Continuing Education, RDC
Products Audit & Compliance

Remote Deposit Capture Risk Assessment Workbook -Online Code

The RDC Risk Assessment Workbook is a comprehensive, easy-to-use tool designed to assist Financial Institutions in addressing its remote deposit capture risk. The Workbook content mirrors the FFIEC Remote Deposit Capture Risk Management Guidance. The Remote Deposit Capture Risk Assessment Workbook guides you in completing the step-by-step risk assessment questions.

The user-friendly Excel worksheet questions are easily answered Yes, No, or Not Applicable and include room for comments, to assist you in developing a comprehensive RDC risk management program. Operations staff, risk managers, compliance officers as well as audit personnel will find this workbook a useful tool.

Date Published: Q1 2025
Update Cycle: Annual
Format: Web Based
Audience: Audit, Compliance, Risk Management
Delivery Method: Email
Item Number: 515
Access Term Period: End of Purchase Year
Read more
Tags: Check, Tools, Risk Management, RDC
Products Audit & Compliance

Remote Deposit Risk

Using real-life situations, this session examines the highlights and pitfalls of RDC Risk Management.

We provide insight into Financial Institution experiences, including guidelines to help your organization successfully navigate the RDC landscape.

We will focus primarily on merchant remote deposit capture, with mention of mobile RDC when appropriate.

This On Demand course may be selected as an elective for the ePayResources ACH Certification Program.

Please note that on-demand courses remain available for 90 calendar days after your registration is processed. Unlimited viewing is allowed within the 90-day period. Once the 90 days have passed, ePayU subscribers accessing Subscriber Content can simply re-register for the course at no charge and begin it again. If you are accessing Premium Content or are not an ePayU subscriber, you must pay an additional registration fee to access a course again after the original 90-day period.

AAP/APRP: Up to 1.3

Item Number - LMSR8010

Read more
Tags: Risk, Continuing Education, RDC
Products Audit & Compliance

Remote Deposit Rules & Regulations

Remote Deposit Capture depends on a set of rules, regulations, and legal agreements that determine warranties, responsibilities, and liabilities of the parties involved.

Your understanding of their application is critical to your organization's ability to mitigate Remote Deposit Capture risk.

This detailed session covers everything: the rules governing image exchange; the FED, ECCHO, and NACHA agreements; laws governing check clearing; Regulations CC, J, and E; the Uniform Commercial Code 3 & 4; the role of legal agreements; and more!

This On Demand course may be selected as an elective for the ePayResources ACH Certification Program.

Please note that on-demand courses remain available for 90 calendar days after your registration is processed. Unlimited viewing is allowed within the 90-day period. Once the 90 days have passed, ePayU subscribers accessing Subscriber Content can simply re-register for the course at no charge and begin it again. If you are accessing Premium Content or are not an ePayU subscriber, you must pay an additional registration fee to access a course again after the original 90-day period.

AAP/APRP/NCP: Up to 1.2

Item Number - LMSR8009

Read more
Tags: Risk, Continuing Education, RDC
Advisors Partners

Corporate America Credit Union

Corporate America Credit Union is a dedicated, not-for-profit financial cooperative governed by a board of directors elected from and by their member-owner credit unions.

Serving nearly 500 credit unions across the nation, CACU combines a humble, friendly approach to business offerings aimed to help your institution thrive. To learn more, please call (800) 292-6242 or visit www.corpam.org.

Read more
Tags: Corporations, ACH, Process, RDC, members, partner, credit union

Member Milestones

As ePayResources approaches its 50th anniversary in 2024, we want to focus on celebrating YOU, our members, without whom ePayResources would not exist!



Bank of Tampa - Members Since 1976

"The Bank of Tampa has been a proud member of ePayResources for many years. We value their partnership as a trusted resource for payments, as well as providing excellent services such as Risk Assessments and Audits. Congratulations on your 50th Anniversary!"
- Kristen Feazell, Marketing Manager

Crews Bank & Trust - Members Since 1975

"I can always count on the members at ePayResources to assist me when I run into a roadblock. Its comforting to know that I have somewhere to reach out to when I need to bounce a situation off of someone else."
- Krystle Bucci, Customer Support Operations Director

Citizens Bank, N.A. - Members Since 1978

"Having access to ePayResources, whether it is through the Member Community Digest or making a phone call to their support center, has been very beneficial to me and my job duties. Thank you, ePayResources, for all you do to support Financial Services!"
- Valarie Moon, VP Operations/IT

City Bank - Members Since 1977

"I have been with City Bank for 27 years and have never had a bad experience being an ePayResources member. I even received my ACH certification through them many years ago. The staff is very friendly and knowledgeable."
- Christina Rodriguez, SVP-Director of Deposit Operations

First National Bank of Ballinger - Members Since 1977

"ePayResources has been an invaluable resource for us over our 40 year membership and we especially enjoy the Connections Member Community forum where we can share common issues and exchange information. We find their associates to be very knowledgeable and extremely professional. We could all learn something from how they conduct their operations!"
- Cathy Elliott, Vice President
 

First Bank Southwest - Members Since 1976

"The benefits of being an ePayResources member includes adequate ACH education and fraud mitigation tools. In today's digital banking world, we need a resource we can rely on for answers regarding ACH rules and compliance. ePayResources communicates effectively to ensure we are up to date with market trends. Their commitment to their members provides a positive overall experience."
- Annette Asencio, SVP, Bank Operations Mgr, BSA Officer
 

United Southern Bank - Members Since 1975

"I have been in my current position for 2 years and just found out about ePayResources. I have called the Payments Answerline almost everyday with questions and I have found that everyone is so helpful and very knowledgeable. I am so relieved to know that I have this resource at my fingertips."  
- Lois Comstock, Operations Officer
 

First National Bank Texas - Members Since 1975

"ePayResources' Payments Answerline has been a lifesaver. We appreciate all of the help, support and training we have had the opportunity of receiving throughout the years."
- Jessica Lewis, Director of Deposit & Risk Operations, SVP
 

Bank of The James - Members Since 1976

"We greatly value our relationship with ePayResources. Their payments knowledge and expertise are exceptional, and I know when I call the Payments Answerline I’m going to get superior advice. Additionally, ePayResources' AAP preparation series is the reason I passed my exam. They provided everything I needed for success, and I will always be thankful for that!"
- Amanda Schmitt, Vice President & Operations Manager, AAP

First State Bank of Burnet - Members Since 1979

"We are very proud to be a member of ePayResources for over 40 years. Our partnership with ePayResources has been and continues to be a valuable resource for our bank."
- Mark Few, Senior Vice President

Copyright 2025 by ePayResources
Terms Of Use  |  Privacy Statement