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Around the World in 80 Payments

Have you ever noticed that anybody driving slower than you is an idiot, and anyone going faster than you is a maniac? - George Carlin

Everyone keeps talking about faster payments coming to the U.S. - how it's going to change everything, and how we need to prepare now. Instead of worrying about what we need to do, let's step back and see what other countries are doing.

As we take a trip around the globe, you might be surprised what's available. Payments are schneller, mais rapido, vite, or "holy cow, look at him go!"

There is plenty of speed in payments around the globe; secure your seat belts and hold on as we take a tour of the many options the world has to offer!

Please note that on-demand courses remain available for 90 calendar days after your registration is processed. Unlimited viewing is allowed within the 90-day period. Once the 90 days have passed, ePayU subscribers accessing Subscriber Content can simply re-register for the course at no charge and begin it again. If you are accessing Premium Content or are not an ePayU subscriber, you must pay an additional registration fee to access a course again after the original 90-day period.

AAP/APRP Credits: Up to 1.8

Item Number - LMSM8004

Bank Liability Under UCC Article 4A

Bank Liability Under UCC Article 4A for ACH Corporate Payments Fraud, with Tips on Minimizing Liability

Cyberattacks, business email compromise, account takeover, social engineering, dishonest employees, and vendor impersonation are common ACH fraud threats to businesses.

When an incident occurs, reimbursement claims are sometimes made against the bank that sent the ACH credit entry into the ACH Network. In contrast to liability allocation rules under the federal Electronic Fund Transfer Act and Regulation E for consumer payments, bank liability with respect to corporate payments typically turns on Article 4A of the Uniform Commercial Code and the terms of the bank's payment processing agreements.

Our guest speakers will cover the scope and structure of Article 4A, the liability allocation rules for corporate payments fraud under this law and steps a bank can take through payment processing contracts to minimize the risk of liability.

Please note that on-demand courses remain available for 90 calendar days after your registration is processed. Unlimited viewing is allowed within the 90-day period. Once the 90 days have passed, ePayU subscribers accessing Subscriber Content can simply re-register for the course at no charge and begin it again. If you are accessing Premium Content or are not an ePayU subscriber, you must pay an additional registration fee to access a course again after the original 90-day period.

AAP/APRP Credits: Up to 1.2

Item Number - LMSR0029

Beyond Marijuana Banking: Regulator Expectations

Acing your next BSA examination may hinge upon your ability to accurately and effectively define your position on cannabis banking. As the title suggests, regulator expectations have evolved beyond marijuana to include hemp and CBD.

During this on demand recording, we talk through how the regulators are approaching the cannabis banking component of your BSA function and give you the tips and tools you need to pass your BSA exam with flying colors.

Please note that on-demand courses remain available for 90 calendar days after your registration is processed. Unlimited viewing is allowed within the 90-day period. Once the 90 days have passed, ePayU subscribers accessing Subscriber Content can simply re-register for the course at no charge and begin it again. If you are accessing Premium Content or are not an ePayU subscriber, you must pay an additional registration fee to access a course again after the original 90-day period.

AAP/APRP Credits: Up to 1.5

Item Number - LMSR0012

Building a Debit Card Program

Have you taken an in-depth look at your debit card program? Is it time for a refresh or overhaul? Where do you start? If your debit card program is more than five years old, or isn't as successful as once hoped, it may be time to consider a facelift. There are things you can do to make your debit card program more enticing to your account holders and to move your card to the top of the wallet. Join us for a look at the major components of a debit card program, and how your choices affect the success of your program.

Please note that on-demand courses remain available for 90 calendar days after your registration is processed. Unlimited viewing is allowed within the 90-day period. Once the 90 days have passed, ePayU subscribers accessing Subscriber Content can simply re-register for the course at no charge and begin it again. If you are accessing Premium Content or are not an ePayU subscriber, you must pay an additional registration fee to access a course again after the original 90-day period.

AAP/APRP Credits: Up to 1.2

Item Number - LMSR0030

C4P Survey Results: Faster Payments Readiness

The white paper Readiness for Faster Payments in the U.S. was prepared by the Center for Payments and reveals the plans and interests of U.S. financial institutions in adopting new technologies such as faster payment solutions. Over 700 financial institutions and third-party senders across the nation participated in this survey, giving robust insights into faster payments opportunities and challenges. The survey results indicate a need for guidance and assistance with developing a payments strategy, identifying solution providers, and understanding faster payments in general. Concerns related to technology needed to implement faster payments was also expressed.

ePayResources is working with ten other payments associations across the country as the Center for Payments, whose mission is to advance the payments industry as a united voice through market intelligence and thought leadership. We believe this program further enhances the value of your membership in ePayResources. You can find more information at centerforpayments.org, or call ePayResources at 1-800-475-0585.

Item Number - C4P001

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