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Origination Handbook - PPD SEC Code

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The PPD edition also includes: a checklist that Originators may use to increase participation in Direct Deposit rollout; a checklist for beginning Direct Payment operations; sample debit authorization and sample credit authorization; a discussion of what constitutes a PPD authorization; simplified File structure information; and other core concepts.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Date Published: Q1 2026
Update Cycle: Annual
Format: Print
Audience: ACH Operations, Originators, Compliance
Delivery Method: Mail
Item Number: 468

Origination Handbook - Check Conversion SEC Codes (Online)

This convenient, quick-reference tool is ideal for assisting with Originator education and training. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook includes an overview of the ACH Network, its participants, and why it is a safe, efficient payment system.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Date Published: Q1 2026
Update Cycle: Annual
Format: Web Based
Printable: No
Audience: ACH Operations, Originators, Compliance
Delivery Method: Email
Item Number: 470E
Access Term Period: End of Purchase Year

Origination Handbook - Check Conversion SEC Codes

This convenient, quick-reference tool is ideal for assisting with Originator education and training. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook includes an overview of the ACH Network, its participants, and why it is a safe, efficient payment system.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Date Published: Q1 2026
Update Cycle: Annual
Format: Print
Audience: ACH Operations, Originators, Compliance
Delivery Method: Mail
Item Number: 470

Origination Handbook - CCD & CTX SEC Codes

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The CCD & CTX edition also includes: a checklist for beginning Direct Payment origination; a discussion of what constitutes a CCD or CTX authorization; simplified File structure information; formatting remittance data and the X12 Transaction Sets; and other core concepts.

Please see epayresources.org/store for other SEC Codes in this series, available in printed or online access formats.

Date Published: Q1 2026
Update Cycle: Annual
Format: Print
Audience: ACH Operations, Originators, Compliance
Delivery Method: Mail
Item Number: 475

Origination Handbook - CCD & CTX SEC Codes (Online)

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The CCD & CTX edition also includes: a checklist for beginning Direct Payment origination; a discussion of what constitutes a CCD or CTX authorization; simplified File structure information; formatting remittance data and the X12 Transaction Sets; and other core concepts.

Please see epayresources.org/store for other SEC Codes in this series, available in printed or online access formats.

Date Published: Q1 2026
Update Cycle: Annual
Format: Web Based
Printable: No
Audience: ACH Operations, Originators, Compliance
Delivery Method: Email
Item Number: 475E
Access Term Period: End of Purchase Year
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