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The SEC Code Quick Reference Guide gives fundamental information for Standard Entry Class Codes in a handy electronic format. The Guide includes descriptions, transaction types, account types, and agreement or authorization requirements for each Standard Entry Class Code. It also provides helpful tips for the prenotification process and other important reminders for Originators.

The easy-to-use SEC Code Quick Reference Guide is a valuable tool for educating your corporate Originators, as well as your internal ACH processing, loan processing, and business development teams.

Date Published: Q1 2025
Update Cycle: Annual
Format: Web Based
Audience: ACH Operations, Originators, Compliance
Delivery Method: Email
Item Number: 646E
Access Term Period: End of Purchase Year

This comprehensive manual explains the requirements of the NACHA Operating Rules & Guidelines and covers topics such as authorizations, disclosures, processing, funds availability, settlement, error resolution, returns, reversals, retention, audit, all Standard Entry Class Codes and more. It also provides a general overview of related Federal Regulations as well as helpful compliance tips, a resource list, and glossary of terms.

This newly-revised 11th Edition is an excellent resource for anyone getting familiar with the Rules or as a companion for reviewing the Rules. It is clearly organized to show how the Rules apply to various participants in the system: Originators, ODFIs, Operators, RDFIs, and Receivers. It will help answer many routine questions that would otherwise require researching numerous other regulatory publications.

This manual is an invaluable tool for any candidate studying for the AAP or APRP exams and for those preparing for ACH annual audits or examinations by regulatory agencies.

Date Published: Q4 2023
Update Cycle: As Needed
Format: Print
Audience: ACH Operations, Compliance
Delivery Method: Mail
Item Number: 431

Third-Party Senders & the ACH Network is designed primarily for use by ODFIs and those Third-Party Service Providers that act in the specific role of Third-Party Senders. This publication provides a review of the variations in legal requirements and processing obligations relating to the origination of ACH entries when a Third-Party Service Provider, acting as a Third-Party Sender, is involved in the origination of transactions through the ACH Network. This fourth edition reflects the latest Nacha Operating Rules changes, offers real-world examples of Third-Party Sender relationships, and includes sound business practices, risk management topics and a checklist of issues to be addressed by ODFIs, Originators, and Third-Party Senders in processing agreements.

Date Published: Q4 2022
Update Cycle: As Needed
Format: Print
Audience: ACH Operations, Risk Management
Delivery Method: Mail
Item Number: 511

With audit season right around the corner, there is no better way to prepare for your institution's audits than by knowing the most common findings from the previous season. Do not go into this audit season unarmed or unknowing! This session highlights the top 10 findings across all payment channels, as well as steps you can take to avoid them. Consider also viewing our companion webinar, Preparing for a Payments Audit, to gain an understanding of the requirements for each payment channel's audit requirements and position your institution for a stellar audit year.

Please note that on-demand courses remain available for 90 calendar days after your registration is processed. Unlimited viewing is allowed within the 90-day period. Once the 90 days have passed, ePayU subscribers accessing Subscriber Content can simply re-register for the course at no charge and begin it again. If you are accessing Premium Content or are not an ePayU subscriber, you must pay an additional registration fee to access a course again after the original 90-day period.

AAP/APRP: Up to 1.2

Item Number - LMSR1021

Third-Party Service Providers and Third-Party Senders play a valuable role in helping businesses and other organizations benefit from originating ACH payments for services, such as paying employees or collecting rent, homeowners; association (HOA) dues, tuition, or other payments with ACH debits.

With the passing of the Third-Party Sender registration rule, identifying a sender versus a provider is more critical than ever. Failing to identify and register a Third-Party Sender has the possibility of resulting in fines, or at least unwanted attention, from NACHA and regulatory bodies. In this session, we help you analyze and identify which payments intermediary is involved and explain what obligations your Financial Institution has when utilizing Third-Party Service Providers.

This On Demand course may be selected as an elective for the ePayResources ACH Certification Program.

Please note that on-demand courses remain available for 90 calendar days after your registration is processed. Unlimited viewing is allowed within the 90-day period. Once the 90 days have passed, ePayU subscribers accessing Subscriber Content can simply re-register for the course at no charge and begin it again. If you are accessing Premium Content or are not an ePayU subscriber, you must pay an additional registration fee to access a course again after the original 90-day period.

AAP/APRP: Up to 0.8

Item Number - LMSR8004