This episode is a must for community banks and credit unions that may be unsure about how or when to test the waters of instant payments. Listen in as ePayAdvisors Board member Lisa Coffey, Chief Innovation Officer for Corporate America Credit Union, and ePayAdvisors’ Tracy Merritt and Crissy Terry have a very important conversation about the perceived barriers to participating in FedNow^® and RTP^®; the reputation risk of not participating; receive vs. send strategies; and why now is the best time to dip your toes in!