Protect and Grow
Your Payments Business

Audits, Risk Management, and Consulting from Trusted Payments Experts.
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Audits
 

  • ACH for Financial Institutions
  • ACH for Third Parties
  • Mobile Deposit Capture
  • Merchant RDC
  • Wire Transfer
  • RTP®
  • FedNow®
  • Zelle®

 

Risk Assessments
 

  • ACH for Financial Institutions
  • ACH for Third Parties
  • Wire
  • Mobile Deposit Capture
  • Merchant RDC
  • Instant Payments

 

Consulting
 

  • Originator Compliance Review
  • ACH Origination Program Implementation
  • Instant Payments Readiness
  • Policy and Procedure Review
  • Reg E Disputes and Other Non-Traditional Audits
  • New Product Implementation
  • Payments Strategy

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Meet Our Experts

 

0
Years of Combined
Industry Experience
0
Services Offered
(plus custom services!)
0
% of Clients Reporting
ePayResources Exceeded Expectations

Tracy Merritt, CPA, CGMA, AAP, AFPP, APRP, NCP
SVP, ePayAdvisors

800-475-0585, ext. 1600

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Crissy Terry, AAP, AFPP, APRP, NCP
VP, ePayAdvisors

800.475.0585, ext. 1605

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Edward Creamer, AAP, APRP
Director, Payments Risk and Compliance

800-475-0585 Ext 1607

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Vanessa Garcia, AAP, APRP
Director, Payments Risk and Compliance

800.475.0585, ext. 1602

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Aparna Kulkarni, AAP, AFPP, MBA
Director, Payments Risk and Compliance

800-475-0585, ext. 1603

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Jose Ortiz, AAP, AFPP, APRP
Director, Payments Risk and Compliance

800-475-0585, ext. 1604

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Meet the Board of Directors

Tom Moreno, Chairman
Texas Partners Bank (San Antonio, TX)

Martin Bell
Consultant (Mount Pleasant, TX)

James E. Flaig
First Citizens Bank & Trust (Raleigh, NC)

Jeff Foote
ePayResources (Dallas, TX)

Tom Heinzmann (Treasurer)
Consultant (Davie, FL)

Rich Oliver (Secretary)
Consultant (Conyers, GA)

Tim Thorson
Regions Bank (Birmingham, AL)

Trey Ragland
Corporate America Credit Union (Irondale, AL)

Member Testimonials

“Above and beyond . . . the professionalism and commitment were truly commendable. They kept us well-informed, providing regular updates and addressing any concerns promptly. Their transparency and openness created a sense of trust and confidence.  I wholeheartedly recommend ePayAdvisors . . . their professionalism, technical expertise, and customer-focused approach make them a standout partner. We look forward to continuing our collaboration.” 

GECU, Texas

"We are very proud to be a member of ePayResources for over 40 years. Our partnership with ePayResources has been and continues to be a valuable resource for our bank."

 

Mark Few, Senior Vice President, First State Bank of Burnet (Members Since 1979)

"We greatly value our relationship with ePayResources. Their payments knowledge and expertise are exceptional, and I know when I call the Payments Answerline, I will get superior advice. Also, their AAP preparation series is why I passed my exam. ePayResources provided everything I needed for success, and I will always be thankful for that!"

Amanda Schmitt, Vice President & Operations Manager, AAP, Bank of The James (Members Since 1976)