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This handy set of cards has been updated to incorporate recent Regulation CC increases to the next day availability amount and large dollar hold limit, as well as the new unauthorized RCC time frame. The included RDC Indemnity Claim procedures have also been updated.

Ensure your staff always has need-to-know check and Remote Deposit Capture (RDC) information within fingertip reach and stands ready to handle difficult exception items such as altered, counterfeit and forged checks.

Key topics covered include Check 21 expedited recredit provisions, exception holds, return reason codes, commonly used FRB adjustment information, RDC risk management tips, RDC duplicate resolution and how to handle an RDC Indemnity Claim.

Date Published: Q1 2025
Update Cycle: Annual
Format: Web Based
Audience: NCP Candidates, Frontline Staff, Operations
Delivery Method: Email
Item Number: 654E
Access Term Period: End of Purchase Year

The 2025 ACH Rules Compliance Audit Toolkit is designed to assist financial institutions in complying with the minimum audit requirements found within Nacha Operating Rules and Guidelines. The 2025 edition has been enhanced, reflecting recent changes to the Nacha Operating Rules and Guidelines. The electronic fillable Word documents allow you to save, share, and print your audit and report. Included in the toolkit are a Compliance Checklist, Audit Report, and a set of audit worksheets. The worksheets provide a complete overview of Nacha Operating Rules and Guidelines, Article One, Article Two, Article Three, and include several recommended worksheets which deliver a review of the institution's OFAC compliance, ACH business continuity plan, ACH risk management policy, compliance with Federal Government payments, and Regulation E. .

THIS PRODUCT IS INTENDED FOR INTERNAL USE BY FINANCIAL INSTITUTIONS ONLY. EACH PURCHASE IS INTENDED FOR USE BY A SINGLE FINANCIAL INSTITUTION.

Date Published: Q2 2025
Update Cycle: Annual
Format: Digital Document
Audience: ACH Operations, Compliance, Audit
Delivery Method: Link via Order Confirmation Email
Item Number: 610

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook in this series includes an overview of the ACH Network and its participants, as well as file formatting and processing requirements. The PPD edition also includes: a checklist that Originators may use to increase participation in Direct Deposit rollout; a checklist for beginning Direct Payment operations; sample debit authorization and sample credit authorization; a discussion of what constitutes a PPD authorization; simplified File structure information; and other core concepts.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Date Published: Q1 2025
Update Cycle: Annual
Format: Print
Audience: ACH Operations, Originators, Compliance
Delivery Method: Mail
Item Number: 468

This convenient, quick-reference tool is ideal for assisting with Originator education and training. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook includes an overview of the ACH Network, its participants, and why it is a safe, efficient payment system.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Date Published: Q1 2025
Update Cycle: Annual
Format: Web Based
Audience: ACH Operations, Originators, Compliance
Delivery Method: Email
Item Number: 470E
Access Term Period: End of Purchase Year

This convenient, quick-reference tool is ideal for assisting with Originator education and training. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each handbook includes an overview of the ACH Network, its participants, and why it is a safe, efficient payment system.

Please see epayresources.org/store for other SEC Codes in the Origination Handbook series, available in printed or online access formats.

Date Published: Q1 2025
Update Cycle: Annual
Format: Print
Audience: ACH Operations, Originators, Compliance
Delivery Method: Mail
Item Number: 470