The Nacha Risk Management Portal is a tool for financial institutions to help mitigate fraud and other risks.
As more financial institutions look at ACH third-party sender relationships, they need to ensure that they put in place a comprehensive service agreement that goes beyond their standard ACH origination agreement. Now you have access to a newly created Third-Party Sender Agreement that was designed to provide the protection your institution needs that no other agreement can deliver. This electronic document contains a customizable Microsoft Word document that includes the critical terms and conditions between your financial institution and the third-party sender.
Date Published: Q2 2025
Update Cycle: Biennial
Format: Digital Document
Audience: Treasury Management, Payment Operations, Compliance
Delivery Method: Link via Order Confirmation Email
Item Number: 518
As originators look to use third-party service providers for their ACH needs, the ODFI needs to ensure that all parties are informed and accountable for their obligations under the rules, regulations, and laws governing ACH. This product is designed to provide a comprehensive service agreement between ODFI, originator and third-party service provider. The electronic document contains a customizable Microsoft Word document that includes critical terms and conditions between these parties.
Date Published: Q2 2025
Update Cycle: Biennial
Format: Digital Document
Audience: Treasury Management, Payment Operations, Compliance
Delivery Method: Link via Order Confirmation Email
Item Number: 519
Third-Party Senders & the ACH Network is designed primarily for use by ODFIs and those Third-Party Service Providers that act in the specific role of Third-Party Senders. This publication provides a review of the variations in legal requirements and processing obligations relating to the origination of ACH entries when a Third-Party Service Provider, acting as a Third-Party Sender, is involved in the origination of transactions through the ACH Network. This fourth edition reflects the latest Nacha Operating Rules changes, offers real-world examples of Third-Party Sender relationships, and includes sound business practices, risk management topics and a checklist of issues to be addressed by ODFIs, Originators, and Third-Party Senders in processing agreements.
Date Published: Q4 2022
Update Cycle: As Needed
Format: Print
Audience: ACH Operations, Risk Management
Delivery Method: Mail
Item Number: 511