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C4P Survey Results: Same Day ACH Usage & Strategy

Available for Members Only

The Center for Payments, in partnership with Nacha, conducted a market intelligence study in early 2022 to better understand the current and potential future of Same Day ACH.

Topics examined included: use of Same Day ACH by banks and credit unions and potential barriers to adoption; operational and risk mitigation practices regarding and leveraging Same Day ACH; and opportunities to enhance Same Day ACH in the future.

The complete findings of this study are available exclusively to members of ePayResources and the other payments associations that sponsor the Center for Payments.

Item Number - C4P003

Nacha's Same Day ACH Resource Center

 

Review the technical details and impact related to the upcoming increase here as well as read some of the most frequently asked questions about Same Day ACH.

Fed's Same Day ACH Resource Center

This resource center presents information about Same Day ACH and the impact on FedACH® Services. In May 2015, an ACH Rules change passed providing for the same-day processing and settlement of virtually any ACH payment. Since 2015, the ACH Rules have changed with respect to availability and dollar limits of Same Day ACH transactions as well as processing windows. The latest ACH Rules change to increase the Same Day ACH dollar limit to $1 million per payment was effective March 18, 2022.

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