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Is DIY the right approach when your institution’s compliance and risk management are at stake?

The Nacha Risk Management Portal is a tool for financial institutions to help mitigate fraud and other risks.

​Unclaimed pro​​​​​perty audits continue to ramp up, as more third-party audit firms jump into the marketplace. Audits are getting more in-depth and covering additional property types, affecting general ledger, securities, payroll, gift cards, and more. ​

The FDIC examines banks using a risk-focused approach to assess safety and soundness and consumer protection, Community Reinvestment Act (CRA) performance, and adherence to laws and regulations. This process balances evaluating a bank’s condition at a certain point in time with assessing risk management and consumer protection processes for all phases of the economic cycle, including the ability to respond to changing market conditions.

Examinations are a key component of the supervisory process and help maintain stability and public confidence in the nation's financial system. By identifying and understanding the cause and severity of problems at individual banks and identifying emerging risks in the financial-services industry, the FDIC is able to develop effective corrective measures for individual banks, and broader supervisory strategies for the industry.