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Payments improvement news, perspectives, and community

Get ready for a U.S. payments transformation with the FedNow Service. This new instant payments infrastructure will launch in 2023 and enable organizations to develop and deliver innovative payment services and solutions. The time to get ready for the FedNow Service is now. And the tools and resources throughout this city are here to help.

The RTP® network from The Clearing House is a real-time payments platform that all federally insured U.S. depository institutions are eligible to use for payments innovation. With mobile technology and digital commerce driving the need for safer and faster payments in the U.S., financial institutions of all sizes are taking advantage of the RTP network’s capabilities to create or enhance digital services for their corporate and retail customers.

The Faster Payments Council (FPC) is an industry-led membership organization whose vision is a world-class payment system where Americans can safely and securely pay anyone, anywhere, at any time and with near-immediate funds availability. Guided by principles of fairness, inclusiveness, flexibility and transparency, the FPC uses collaborative, problem-solving approaches to resolve the issues that are inhibiting broad faster payments adoption in this country.

Historical ACH Volume and Value from the previous year and additional historical data is also available at the bottom of the page.