ePayResources' financial institution members have access to over 100 FREE payments courses in ePayU, our online learning platform. An additional 30+ courses of Premium Content are also available for a nominal charge. This benefit is available to any employee of your institution!

New free content is added all the time; here's a look at the latest:

Swipe, Withdraw, Repeat

This 11-minute microsession explores the viral “infinite money glitch” impacting a major U.S. bank’s ATM network. We begin by dissecting the operational failure: a breakdown in account validation and internal controls that went unnoticed long enough to be exploited. Then, we shift focus to social media’s role — specifically TikTok — where users rapidly shared withdrawal hacks, “life hack” content, and real-time ATM locations, prompting a surge of activity that overwhelmed systems and drew widespread public attention.

Prenotes Unpacked: What They Do (and What They Don’t)

This 7-minute microsession provides a concise overview of Prenotifications and how they help validate account information before initiating live transactions. You’ll learn key requirements, including formatting, Transaction Codes, consistent Originator naming, and the three Banking Day waiting period. We also highlight the roles of Originators and RDFIs, including when Returns or Notifications of Change (NOCs) are required. You'll quickly understand how Prenotes support accuracy and reduce processing risk. (Listen to the related podcast episode here!)

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