In the ACH Network, authorization and authentication are distinct but complementary processes: authorization grants permission to initiate a transaction, while authentication verifies the identity of the party initiating it. Both steps are essential for secure, compliant ACH processing.

Click Read More below for the latest blog from Krystle Bucci, AAP, APRP, where she explains the components of each and how ACH Originators and the ODFIs, Third-Party Service Providers, and Third-Party Senders that support them can join in the discussion in the Originator Education Community!